When saving gets hard
Of course you know you need to save and you know the benefits of having an emergency fund but at times it seems impossible. For once I can finally understand this feeling. I told my husband man I remember those days when if I liked something at a store I just bought it. With baby here and living on one income, this whole buy now attitude had to change and it wasn’t an easy one. Yes, even for me Mrs. super saver. See no matter if your a fashionista, or into video games there is always something out there that can grab your eye and your money! Check out my cool funky ways to calm the lion, and save the ducks.
SAVE YOUR GOAL IMAGE
Whatever it is your saving for screenshot it. We really want to buy a house, so today I put the image as my background to remind me every-time why I have to save. Small reminders like this make it easy to put the 85% off shoes back! Whether its a car a house or just a set amount find the image and save it everywhere.
STAY INFORMED
I am a huge supported of podcast and Netflix documentaries. Try to spend time doing things that don’t cost money and keep you knowledgeable. Since I am a first time home buyer I watch many docs, and listen to podcast on home buying. This keeps me engaged in my goal and educated. I also know eventually my car will retire and I will need a new one, I sometimes watch youtube video on best “SUVS IN THE MARKET” and why.
MAKE IT FUN
While money can be boring to most people find a way to spice it up. Challenge your love ones or your friend. See who can save the most, talk about dreams of you in your goal. Keep it fun, and fresh!
NAME IT AND CLAIM IT
For or down payment we decided to open a separate account away from normal savings. We named it houseaccount. So anytime we move money over it states transfer to house account. Not only does it help keep track at where we are, I am more motivated to add money to that bank!
Enjoy this time, because months/years from now you will be laughing at how you ate rice and beans for dinner, or how you drove a clunker car for years just to buy a new car in cash. Sometimes we spend to much time looking at others peoples life, items and ads too realize the beauty in what we already have!!